I’ve spent the past few weeks settling into Bogotá, my new job and our apartment. After seven months living with la suegra, I’ve been busy creating a home with mi novio. The shopping and nesting has been aided somewhat by three long weekends in the space of a month.
Apartment hunting in Bogotá isn’t as straight-forward as I thought it would be, and we ran into one huge obstacle, the aseguradora. It seems the majority of apartments for rent send the applications off to an insurance company who scrutinise your income and debts and those of your guarantor (in Spanish it’s called a co-deudor). Your guarantor needs to not only own property, but have an income higher than your monthly rent as well. They also must be Colombian, or here in Colombia to sign the paperwork, a difficult requirement to meet if you are a foreigner. All this is just to RENT an apartment.
When our application for our favourite apartment failed because our co-deudor didn’t have one document they were asking for and we refused to pay a deposit of COP$9,000,000 (US$4,680) we had to start all over again and about COP$100,000 (US$52) poorer with the application processing fee of COP$80,000 and the zillions of phone calls that were made over it.
We were more than a little disheartened, but thankfully mi novio spent a day traipsing around the neighbourhood where we wanted to live and set up four inspections. We loved the first one. It was very similar to the previous favourite, but had three bedrooms plus a servant’s quarters (something that I’ve never seen in Australia except heritage properties) and was a little bit more expensive. We loved the apartment so much that we called the owner and managed to arrange a contract where in lieu of going through the aseguradora, we drew up a contract with the owner and agreed to pay one month in advance so we will always be a month ahead of our rent payments. We cancelled the rest of the appointments and started jumping around with joy.
Because we were dealing directly with the owner – who conveniently is a lawyer – we were able to move in three days later. Woohoo! No more hostel!
After the early morning handover with the owner, we hit the shops to start buying homewares. We happened upon a great bargain on a TV at 25% off the regular price, and although it wasn’t the highest priority, it found its way to the register along with a fridge, washing machine, crockery set and a few other bits and pieces. When I went to pay for everything with my Australian credit card it came back rejected. Uh-oh! It turns out my credit card had been blocked after withdrawing cash from the ATM (which I never do) and in three transactions in order to get the amount we needed to pay our landlord that morning. We then had to reprioritise our purchases as I couldn’t pay for all of them with my Australian debit card either and mi novio had nothing left in his account. So we took the TV home as that was on sale for one day only and I wasn’t prepared to lose the COP$300,000 discount.
Despite the stretched daily finances, we went to another store where we bought an inflatable couch that flips into a mattress so we had something to sleep on. Realising that we hardly had any cash, I went to the ATM to withdraw enough to get us back to the hostel and then a taxi with all our bags to the apartment. I had insufficient funds. Slightly preoccupied, we went back to our new apartment, complete with big screen TV, and counted every last coin to come to a grand total of COP$14,000 (US$7.30). We needed COP$3,000 for the bus to the hostel, and then we only had COP$9,000 for the taxi back, which was going to be a stretch. We were also starving because we had hardly eaten all day.
I thought mi novio had a few thousand pesos in his account so I said we should go to the supermarket to get some food. Unfortunately his card was rejected. So I tried my credit card again. No go. I then handed over my debit card praying the purchase of COP$12,000 would go through, and it did. We had similar pure luck in flagging down a taxi and negotiating with the driver to peg the fare at all we had, COP$9,000. So rather than celebrating our first night in our own place in a grand style, we sat on our inflatable couch/bed in front of the TV on the floor eating bread rolls and sharing a bottle of Coca-Cola.
The next two weeks were filled with the arrival of our furniture and belongings from Santa Marta, shopping for more homewares and four deliveries of white goods (although I should call them silver-goods since the fridge and washing machine aren’t white) and furniture. Delivery by delivery, our apartment transformed from a shell into a home.
I love the process of setting up home – must be my Taurean traits shining through – and this is the second time in two years that I’ve furnished a place pretty much from scratch. This apartment of our own has been such a long time coming that I’ve been reluctant to leave it at the weekend, which I’m sure has caused my housebound novio some frustrations. I’ve been baking and although the oven isn’t perfect (the temperature dial requires the use of pliers and the temperature range doesn’t have precision markings) it is holding up to my needs and placating mi novio somewhat with sweet treats.
The best part is that we live a short walk from my work so not only do I avoid the gridlocked commute,
I can come home for lunch. If that’s not luxury in Bogotá, I don’t know what is.
4 thoughts on “Settling in to Bogotá”
Glad it’s all working out! And I completely understand your atm frustrations…it was really touch and go with mine too in Colombia. I took to trying to pay first, before choosing items as so many times it was rejected having worked only seconds before.
Have fun organising your new place!
Thanks Erin! It was funny to think that we’d just spent millions of pesos in one day and had a fancy apartment and flatscreen TV but could hardly scrape together enough for a bread roll.
Congratulations lovely! So glad to hear everything went well, not without a couple of hiccups though, which is all part of feeling the accomplishment at the end of it right?